Cyber insurance for individuals: do you really need it?
By Editorial Team· 24 May 2026· 4 min read
Cyber insurance for individuals covers financial losses from identity theft, phishing, online banking fraud, social-media account hijacking, and ransomware. Premiums start at ₹999/year for ₹1 lakh cover.
Who should buy?
Heavy online-banking users, high-net-worth individuals, freelancers handling client data, or anyone who's already had a "close call" with phishing. The cost is low enough to be a no-brainer for most.
Was this helpful?
Your feedback helps us improve the next guide.
E
Editorial Team
Independent insurance writers and former product managers from leading insurers — focused on plain-English explainers, no marketing fluff.
Published 24 May 2026· 4 min read