Health Insurance
How much health cover do I really need in 2026?
Medical inflation is running at 12-14% per year. Here's how to size your sum insured for a metro family.
By Dr. Anjali Sharma6 min read
Insurance Articles & Guides
Tips, comparisons, and explainers across health, life, motor and travel insurance.
Health Insurance
Pre-existing diseases: what counts and what gets excluded
Diabetes, hypertension, asthma — how PED waiting periods work and which plans waive them.
By Dr. Anjali Sharma5 min read
Health Insurance
Cashless vs reimbursement: what to choose at admission
Step-by-step guide to using cashless treatment and when reimbursement is the better option.
By Editorial Team4 min read
Term Life Insurance
Why a 1 Cr term cover at age 30 costs less than a phone EMI
Average premium for ₹1 Cr term at age 30 is ₹650-800/month. Why everyone with dependents needs it.
By Editorial Team5 min read
Term Life Insurance
Saral Jeevan Bima: the IRDAI standardised term plan explained
Same features across all insurers — only the price differs. Is it always the cheapest? Not quite.
By Editorial Team4 min read
Car Insurance
Zero-depreciation cover: when is it worth the extra premium?
Adds 15-25% to your premium. Worth it for new cars, breakeven by year 4, generally skip after year 5.
By Editorial Team4 min read
Car Insurance
NCB protection: the most under-appreciated motor add-on
How to keep your No-Claim Bonus alive even after one claim — and why it's almost always cheaper than the claim itself.
By Editorial Team4 min read
Investment Plans
ULIP vs mutual fund + term: which builds more wealth?
Side-by-side comparison: charges, lock-in, tax treatment, and 20-year illustrative returns.
By Editorial Team7 min read
Travel Insurance
Schengen visa travel insurance: avoiding visa rejection
Minimum €30,000 medical cover, 90-day validity, and other compliance points.
By Editorial Team5 min read
Home Insurance
Home insurance: building, contents, or both?
Most renters skip building cover. Most owners under-insure contents. Here's the right split.
By Editorial Team4 min read
Pet insurance in India: what's actually covered (and what isn't)
Vet bills covered, but breed-specific genetic conditions often excluded. The fine print.
By Editorial Team5 min read
Cyber insurance for individuals: do you really need it?
Identity theft, phishing scams, ransomware. Cover starts at ₹999/year.
By Editorial Team4 min read
Annuity plans demystified: deferred vs immediate, joint vs single
A practical guide to picking the right annuity for your retirement income.
By Editorial Team6 min read
How to file a successful claim: documentation checklist
The 8 documents you must have ready, and the order to submit them in.
By Editorial Team5 min read
IRDAI Bima Sugam — the upcoming insurance super-platform
A government-backed marketplace launching in 2027 that promises to standardise comparisons.
By Editorial Team4 min read