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Car Insurance

Save up to 85% on car insurance

Buy or renew car insurance online from Policybazaar at best prices and save up to 91% on premium. Get dedicated claim support, hassle-free renewal, cashless repairs, and 24x7 roadside assistance.

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Why choose PolicyVent?

Everything you need to make an informed insurance decision.

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About Car Insurance

What is Car Insurance?

Buy or renew car insurance online from Policybazaar at best prices and save up to 91% on premium. Get dedicated claim support, hassle-free renewal, cashless repairs, and 24x7 roadside assistance.

Why buy Car Insurance?

  • Third-party cover is mandatory by law — driving without it is a fineable offence
  • Comprehensive plans cover own-damage from accidents, theft, fire, floods, riots
  • Cashless repairs at 4,000+ network garages
  • Engine protect, zero-depreciation, and roadside assistance add-ons available
  • No-claim bonus rewards safe driving with up to 50% premium discount

Key benefits

  • Covers own-damage from accident, theft, fire, natural calamities
  • Third-party legal liability — unlimited cover for personal injury, ₹7.5 lakh for property
  • Personal accident cover for the owner-driver (₹15 lakh mandatory)
  • Cashless claim settlement at network garages
  • Optional add-ons: zero-dep, engine protect, return-to-invoice, key replacement
  • Pay-as-you-drive (PAYD) plans for low-usage cars

What to check before you buy

  • Pick the right IDV (Insured Declared Value) — too low means under-coverage
  • Add zero-depreciation cover for cars under 5 years old
  • Check the network-garage list near home and frequent travel routes
  • Renew before expiry to keep your no-claim bonus
  • Compare claim settlement ratios — ideally above 90%

Tax benefits

Car insurance premiums for personal-use vehicles are not tax-deductible. For commercial vehicles registered to a business, the premium is a business expense and can be claimed.

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