Car Insurance
Save up to 85% on car insurance
Buy or renew car insurance online from Policybazaar at best prices and save up to 91% on premium. Get dedicated claim support, hassle-free renewal, cashless repairs, and 24x7 roadside assistance.
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Why choose PolicyVent?
Everything you need to make an informed insurance decision.
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Best Prices
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24/7 Claims Support
Dedicated claims assistance whenever you need it most.
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About Car Insurance
What is Car Insurance?
Buy or renew car insurance online from Policybazaar at best prices and save up to 91% on premium. Get dedicated claim support, hassle-free renewal, cashless repairs, and 24x7 roadside assistance.
Why buy Car Insurance?
- Third-party cover is mandatory by law — driving without it is a fineable offence
- Comprehensive plans cover own-damage from accidents, theft, fire, floods, riots
- Cashless repairs at 4,000+ network garages
- Engine protect, zero-depreciation, and roadside assistance add-ons available
- No-claim bonus rewards safe driving with up to 50% premium discount
Key benefits
- Covers own-damage from accident, theft, fire, natural calamities
- Third-party legal liability — unlimited cover for personal injury, ₹7.5 lakh for property
- Personal accident cover for the owner-driver (₹15 lakh mandatory)
- Cashless claim settlement at network garages
- Optional add-ons: zero-dep, engine protect, return-to-invoice, key replacement
- Pay-as-you-drive (PAYD) plans for low-usage cars
What to check before you buy
- Pick the right IDV (Insured Declared Value) — too low means under-coverage
- Add zero-depreciation cover for cars under 5 years old
- Check the network-garage list near home and frequent travel routes
- Renew before expiry to keep your no-claim bonus
- Compare claim settlement ratios — ideally above 90%
Tax benefits
Car insurance premiums for personal-use vehicles are not tax-deductible. For commercial vehicles registered to a business, the premium is a business expense and can be claimed.
Read about Car Insurance
More articles →Zero-depreciation cover: when is it worth the extra premium?
Adds 15-25% to your premium. Worth it for new cars, breakeven by year 4, generally skip after year 5.
Read more →NCB protection: the most under-appreciated motor add-on
How to keep your No-Claim Bonus alive even after one claim — and why it's almost always cheaper than the claim itself.
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