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Two Wheeler Insurance

Two Wheeler Insurance

Bike insurance starting ₹538/year

Bike Insurance: Buy/renew two wheeler insurance policy online and get comprehensive coverage with free RSA, digital inspection, cashless repairs & 24/7 support.

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Two Wheeler Insurance Plans

28 plans available · Updated today

Showing 28 plans

Bajaj Bike Insurance

Bajaj Comprehensive Bike Insurance

Bajaj Bike Insurance

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  • Third-party Death & Injury : In case the two-wheeler meets with an accident and consequently, damages any property or injures a third person, fatally or otherwise, the costs arising out of the same will be covered under Bajaj own damage bike insurance policy .
  • Protection against Damage Due to Accidents: A comprehensive insurance policy covers all expenses pertaining to restoring one’s two-wheeler to a working condition.
  • Protection against Injuries: In case the two-wheeler rider suffers injuries due to an accident, all medical expenses will be covered under this.
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Bajaj Bike Insurance

Bajaj Zero Depreciation Bike Insurance

Bajaj Bike Insurance

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  • Maximum Claim Amount With Baja zero-dep bike insurance, you can claim the full insured amount without the impact of depreciation. This add-on is particularly beneficial when paying costly repair or replacement bills for damaged bike parts.
  • Affordable Protection This add-on cover has an affordable bike insurance premium, and the benefits far outweigh the costs. Hence, opting for this add-on is one of the significant financial decision for bike owners.
  • Reduces Out-of-Pocket Expenses The primary objective of this add-on is to reduce out-of-pocket expenses during the settlement of claims. After all, it minimizes the risk of a lower claim payout amount and gives you an extra layer of protection.
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Go Digit Bike Insurance

Digit Zero Depreciation Bike Insurance

Go Digit Bike Insurance

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  • Maximum Claim Amount: This add-on ensures the total value of bike parts is reimbursed without depreciation deductions, which is particularly helpful for costly repairs or replacements.
  • Comprehensive Coverage: It covers bike parts and accessories such as bumpers, headlights, and other components not typically covered under standard policies.
  • Reduced Out-of-Pocket Expenses: It eliminates the burden of paying for depreciation, saving you money during claim settlement.
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HDFC ERGO Bike Insurance

HDFC ERGO Third party Bike Insurance

HDFC ERGO Bike Insurance

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  • Firstly, it provides legal and financial assistance by covering the policyholder's liabilities in the event of bodily injury, death, or property damage caused to a third party.
  • The third-party bike policy is easy to purchase and renew online, saving time and avoiding hassle.
  • It is also cost-effective, offering affordable premiums while providing essential legal and financial support in times of crisis.
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IFFCO Tokio Bike Insurance

IFFCO Tokio Comprehensive Bike Insurance

IFFCO Tokio Bike Insurance

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  • 24x7 Customer Support – The insurance company has an active customer support team that provides 24x7 assistance for claim settlement and other queries related to the policy.
  • Cashless Repair - The IFFCO-Tokio General Insurance Company has a vast network of over 4300 garages across India where policyholders can avail cashless repair facilities.
  • Total Coverage – It provides total coverage by offering financial as well as legal assistance to the bike owner in case of third party accidental liabilities. This assistance is also extended to damages/injuries sustained by the owner-driver and the insured vehicle.
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IndusInd General (formerly known as Reliance General) Bike Insurance

IndusInd General (formerly known as Reliance General) Comprehensive Bike Insurance

IndusInd General (formerly known as Reliance General) Bike Insurance

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  • Provides the requisite legal and financial backup for any damage or loss caused to the vehicle and a third-party
  • By choosing from an array of add-on options, the policyholder can further enhance the policy coverage
  • The policyholder is rewarded with a No-Claim Bonus for every claim-free year for redemption at renewal. It ranges from 5% to 50%
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Liberty Bike Insurance

Liberty Comprehensive Bike Insurance

Liberty Bike Insurance

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  • Time-Saving: You can save time with roadside assistance and online claim process
  • Security: You get peace of mind with this bike insurance, knowing that you are covered for road emergencies
  • Multiple add-ons: There are many add-ons possible with comprehensive bike insurance that enhance the protection
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Liberty Bike Insurance

Liberty Zero Depreciation Bike Insurance

Liberty Bike Insurance

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  • Full Claim Settlement : The claim settlement amount for Liberty zero depreciation bike insurance comes without deductions. This happens because the claim amount is fully payable without deducting the bike parts' depreciated value.
  • Save Out-of-the-pocket Expenses : Zero dep cover in bike insurance policy compensates for the cost of any repairs. Furthermore, if any part needs replacement, this cover takes care of that too.
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National Insurance Bike Insurance

National Comprehensive Bike Insurance

National Insurance Bike Insurance

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  • No third party liability to the insured. Any damage that is caused to a third party is covered and compensated by the insurer
  • The comprehensive bike insurance policy covers the own-damaged liability of the insured
  • The policyholder is allowed to avail of add-ons along with the comprehensive insurance policy
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National Insurance Bike Insurance

National Zero Depreciation Bike Insurance

National Insurance Bike Insurance

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  • Higher Claim Value: In the case of a standard National bike insurance policy, the claim value depends on various factors like the depreciation value of the bike parts. Under this, the policyholder only needs to pay some extra premium to enjoy the maximum claim value of the bike insurance policy . There are no deductions due to the depreciation on the two-wheeler's value with this cover.
  • Lowers Out-of-Pocket Expenses: In a standard two-wheeler insurance policy, the policyholder has to pay more for the repair of the bike or its parts as not the claim amount reduces due to depreciation. However, with this add-on cover, the National Insurance Company pays for repairing and replacing the bike's damaged parts, thereby decreasing the policyholder's out-of-pocket expenses.
  • Monetary Benefits: The policyholder saves money on the repair costs of the insured two-wheeler, as the maximum claim amount is higher in the case of a zero depreciation bike insurance policy.
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About Two Wheeler Insurance

What is Two Wheeler Insurance?

Bike Insurance: Buy/renew two wheeler insurance policy online and get comprehensive coverage with free RSA, digital inspection, cashless repairs & 24/7 support.

Why buy Two Wheeler Insurance?

  • Third-party cover is legally mandatory
  • Premiums starting from ₹538/year — among the cheapest motor cover
  • Cashless repairs at network garages
  • Save on no-claim bonus with claim-free years

Key benefits

  • Comprehensive coverage tailored to your needs
  • Add-on covers for extra protection
  • Lifetime renewals (where available)
  • Tax savings under applicable sections

What to check before you buy

  • Compare premiums for the same cover across insurers
  • Read inclusions and exclusions carefully
  • Check claim settlement ratio and process
  • Review eligibility — age, sum insured, waiting periods
  • Verify network coverage (hospitals/garages where applicable)

Tax benefits

Premiums paid may be eligible for tax deductions under various sections of the Income Tax Act. Consult a qualified tax advisor for specifics.

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