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PolicyVentSmart Insurance
Earn Online · Work Anywhere

Become a POSP — sell insurance, earn for life

Get certified as a Point of Sale Person under IRDAI rules. Sell health, motor, term, and travel policies on commission. No fixed targets, no resignation from your day job — earn at your pace.

₹50K+
monthly potential
15 hrs
training
48 hrs
onboarding

Apply now

Our team will reach out within one business day.

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How it works

1
Apply

Fill the short form. We verify basic eligibility — 10th pass, 18+, valid PAN/Aadhaar.

2
Train

15 hours of self-paced online training, including the IRDAI-mandated POSP module.

3
Certify

Pass the IRDAI online exam (free retakes). Get your POSP certificate within 48 hours.

4
Sell & earn

Use our advisor app to issue policies. Commissions paid weekly, directly to your bank.

Who should apply

🏠
Homemakers

Earn flexibly from home. Most active POSPs work 10-15 hours a week and clear ₹15-25K/month.

🎓
Students

Build experience and a residual income while you study. Manage clients between classes.

💼
Professionals

Add a second income stream. Sell to your existing network without leaving your day job.

🏪
Shop owners

Convert footfall into recurring commissions. Insurance fits naturally with retail customer relationships.

🚖
Driver partners

Earn from policies for friends, family and your customers — work happens via the mobile app.

🤝
Existing agents

Already a LIC/insurance agent? Add multi-insurer products without a separate licence.

Eligibility

  • Indian citizen, 18 years or older
  • 10th standard pass (or equivalent)
  • Valid PAN and Aadhaar
  • Active bank account in your name
  • Smartphone or laptop with internet
  • Willingness to complete the IRDAI training

Common questions

Is there a fee to become a POSP?

Training and the certification exam are free for our partners. You only need to invest your time — about 15 hours over 1-2 weeks.

How are commissions paid?

Commissions are paid weekly via direct bank transfer. The exact rate per policy depends on the insurer and product — typically 5%-25% of the first-year premium.

Do I need an office?

No. POSPs work from a phone or laptop. Most policies are issued digitally.

What if I do not pass the exam?

Free retakes. Our trainers will help you prepare for the next attempt at no cost.

Can I sell products from multiple insurers?

Yes — that's the main benefit. As an aggregator's POSP, you can offer products from all our partner insurers without separate appointments.