Bajaj Life Young Assure Plan

Exclusions

• ✗Suicide Exclusion: If the Life Assured commits suicide within 12 months from the date of commencement of risk or latest revival, the nominee will receive the higher of 80% of total premiums paid or the surrender benefit, provided the policy is in force.
• ✗Accidental Permanent Total Disability Exclusions: This benefit will not be payable if the disability results from: Committing any breach of law with criminal intent.
• ✗War, invasion, civil war, rebellion, or riot.
• ✗Being under the influence of alcohol or drugs (unless prescribed by a registered medical practitioner).
• ✗Participating in any naval, military, or air force operation.
• ✗Participating in or training for any dangerous/hazardous sport or competition, or racing.
• ✗Aviation, gliding, or any aerial flight other than as a fare-paying passenger on a civilian airline plying on regular routes.
• ✗Attempted self-injury.
• ✗Poison, gas, or fume (voluntary or involuntary, accidental or otherwise taken, administered, absorbed, or inhaled).