Bajaj Life Smart Wealth Goal

Plan highlights

Premium starts

₹1,000/month

What's covered

• ✓Return of Mortality Charges: The life cover charges deducted during the policy term are added back to your fund value at maturity, if all premiums are paid.
• ✓Return of Allocation Charge: The allocation charge (a fee when you pay the premium) is returned either at maturity or after the 10th policy year, depending on how the plan is structured.
• ✓5 Smart Investment Strategies: You can choose how your money is invested based on your comfort level and financial goals.
• ✓Flexible Premium Options: You can pay premium monthly, yearly, or even as a one-time single premium.
• ✓Option to Reduce Premium After 5 Years: After the 5th year, you can reduce your premium amount (within limits).
• ✓Family Benefit: If anyone in your family already has a Bajaj Life policy, you get an extra benefit at maturity. The percentage of this family benefit depends on your policy term.
• ✓Waiver of Premium Benefit: If the life assured dies or suffers a Total Permanent Disability, all future premiums are waived and the policy continues.
• ✓Fund Boosters: Extra units of fund are added at certain policy years to reward you for staying invested.