Cholamandalam Corporate Travel Insurance

Plan highlights

Inclusions

14+ benefits

What's covered

• ✓No requirement for medical check-ups.
• ✓Door-to-Door coverage right from the time the door is locked till return back to home.
• ✓Express Claim Process a hassle-free, super-fast claim settlement with international tie ups and Cashless settlement of hospitalization claims abroad.
• ✓Purchasing the Chola MS Corporate Travel Insurance plan in India will cost you lesser than purchasing the plan in a foreign country
• ✓In case you want assistance in your claim then Chola MS has tie up with Europ assistance india pvt. Ltd that is a leading emergency service providing company
• ✓If the insured gets sick or injured during the trip and gets hospitalized for more than 10 days then coverage will be provided for the replacement colleague to continue the job of the insured person.

Exclusions

• ✗No coverage is provided for pre-existing condition
• ✗Any medical consequences that might arise that has been treated in the 24 months of the trip
• ✗Cancer treatment is not covered unless the medical attention is necessary and unforeseen
• ✗No coverage for cosmetic treatment, physical flaws removal, etc.
• ✗No coverage is provided for the loss of any electronic, electrical or audio/video equipment
• ✗No coverage for loss or damage of any item worth more than $100 without any solid proof of purchase.
• ✗If the insured does not report about the loss within 24 hour of incident then no coverage will be provided
• ✗No personal liability will be provided if the insured has a pet animal
• ✗No coverage for any internal or external congenital conditions
• ✗Travel against medical advice or foe the purpose of obtaining medical treatment.
• ✗Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
• ✗Expenses due to pregnancy, congenital diseases, HIV/AIDS and all concomitant health conditions
• ✗Expenses War/invasion/public defense/ riot, terrorism or any breach of law with criminal intent.