✓Gold / Platinum Cover: Comprehensive yet affordable plan, providing additional benefits such as Bail Bond/Study Interruption/Sponsor Protection etc.
✓With the platinum plan, there is a special medical extension feature that provides for any kind of inter-college sports injury, mental or nervous breakdown disorder as well as alcoholism or drug dependency. Apart from this, there is in-patient medical expense coverage related to pregnancy, cancer screening as well as mammographic examinations and child care benefits for up to 7 days.
✓This travel insurance plan costs less than the student travel insurance plan in a foreign country.
✓Chola MS has tied up with Europ assistance India Pvt. Ltd. It is a leading emergency service provider that provides hassle-free claim settlement
✓Door-to-Door Coverage right from the time the door is locked till return to home.
✓No-medical checkup is required
✓A new geographical scope that covers Asia pacific excluding Japan. This way you can on your premium amount.
Exclusions
✗Travel against medical advice or for the purpose of obtaining medical treatment.
✗Travelling overseas for the treatment of the pre-existing illness
✗Treatment that could have waited until your return to India that is against the doctor’s advice
✗Cancer treatment unless medical attention is required and it is necessary to avert a material danger
✗It will not cover any internal or external congenital condition treatment
✗It will not cover any consequential loss
✗Any claim arising before the commencement of the policy or outside of the period of insurance
✗Any orthopedic, degenerative as well as oncologic diseases unless medical attention is required and necessary to be taken care of
✗Pre-existing condition or disease and subsequent treatment.
✗Risk sports such as rock climbing, mountaineering, winter sports, skiing.
✗Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
✗Expenses due to pregnancy, congenital diseases, HIV/AIDS and all concomitant health conditions
✗Expenses War/invasion/public defense/ riot, terrorism or any breach of law with criminal intent.
