Care Explore Travel Insurance

Plan highlights

Eligibility

For single-trip policies, the minimum entry age is 1 day.

Inclusions

7+ benefits

Exclusions

• ✗Expenses due to Alcohol or Drug Use: This means if a loss happens because you used alcohol or drugs, the policy won't cover the costs.
• ✗War and Nuclear Issues : This policy does not cover expenses or claims related to war, invasions, civil war, rebellion, or nuclear events like attacks or weapon use.
• ✗Intentional Self-harm: If someone intentionally harms themselves or attempts suicide, related expenses are not covered.
• ✗Illegal Acts : Claims are not admissible if they arise directly or indirectly from the insured person committing a breach of law with criminal intent. This also means that any personal liability claims because of breach of law won’t be covered.
• ✗Medical Procedure that is not Urgent: The policy won't cover treatment overseas if it could reasonably be delayed until you are back in your country of residence.
• ✗Pre-existing Illnesses : Treatment for conditions you had before the policy started is not covered. However, you can opt for the pre-existing diseases optional for life-threatening conditions.
• ✗Routine Check-ups: Any regular physical test or exam not related to treating an illness or injury while on the trip is not covered.
• ✗Dental Treatment: Routine dental work is not covered unless it's an emergency due to an injury or acute pain. Even then, pre-existing conditions, artificial teeth, and cosmetic procedures are excluded.
• ✗Treatment Related to Pregnancy or Childbirth : Any treatment arising from or related to pregnancy, miscarriage (unless due to an accident), childbirth or other complications is generally not covered.