Aditya Birla Activ Assure Diamond Plan

Plan highlights

Premium starts

₹243/month

What's covered

• ✓Restoration of Sum Insured : Sum insured can be reloaded up to a maximum of 50 lakh in case of an unrelated illness.
• ✓Day-care Procedure : The policy covers 586 day-care procedures which don’t require 24 hours of hospitalisation.
• ✓International/Domestic Assistance : You can avail domestic as well as international healthcare assistance in case of an emergency, including air ambulance services.
• ✓Handsome HealthReturn : you are eligible to earn up to 30% of Health Returns on your annual premium as a reward for staying healthy and fit.
• ✓No Claim Bonus : 10% cumulative bonus to be earned for not claiming the insurance.

Exclusions

• ✗Self-inflicted injuries such as suicide, attempt to suicide
• ✗War, war-like situation, injury due to use of a nuclear weapon, civil common, riot
• ✗Injuries resulting due to an accident under the influence of alcohol or other intoxicating substances
• ✗Injuries that are self-inflicted or the ones that are caused due to military acts or wars.
• ✗Mental illness, cosmetic surgery, the expense incurred towards weight loss etc.
• ✗Expenses for availing contact lenses, hearing aids or spectacles
• ✗Non-allopathic treatment