Aditya Birla Activ Fit Plan

Plan highlights

Premium starts

₹243/month

Inclusions

25+ benefits

Exclusions

• ✗In-patient Hospitalization It covers the cost of hospitalization taken for at least 24 hours, including the ICU stay.
• ✗Modern Treatment It pays for the cost of availing treatment through 12 modern procedures, including oral chemotherapy, balloon sinuplasty, etc.
• ✗HIV/ AIDS and STD It covers the medical expenses incurred on the treatment of HIV/AIDS and STD or sexually transmitted diseases.
• ✗Mental Care Cover It pays for in-patient hospitalization expenses incurred on the treatment of mental illnesses, including anxiety, stress, depression, etc.
• ✗Day Care Treatment It covers the cost of day care procedures and surgeries that require hospitalization of less than 24 hours.
• ✗Daily Cash Benefit It pays a cash allowance to the insured for each day of hospitalization ranging from Rs 800 per day to Rs 1000 per day, depending on the sum insured amount.
• ✗Pre-hospitalization Medical Expenses It covers the medical expenses incurred for up to 90 days before getting hospitalized.
• ✗Post-hospitalization Medical Expenses It pays for the medical expenses incurred for up to 180 days after getting discharged from the hospital.
• ✗Domiciliary Hospitalization It covers the cost of hospitalization at home taken under the advice of a doctor for at least 3 days in case shifting to a hospital is not possible.
• ✗Home Treatment It pays for the medical expenses incurred on treatments taken at home on the recommendation of a doctor.
• ✗Road Ambulance Cover It covers the cost of road ambulance services availed to transport the insured to the nearest hospital.
• ✗Organ Donor Expenses It pays for the cost of harvesting the organ of a donor for the organ transplant surgery of the insured.
• ✗AYUSH Cover It covers the in-patient hospitalization expenses incurred by the insured at an AYUSH hospital or day care centre.
• ✗Maternity Expenses It pays for the medical expenses incurred by the insured women during pregnancy, including the cost of both normal and C-section deliveries.
• ✗Newborn Baby Expenses It covers in-patient expenses incurred on the treatment of the newborn baby for up to 90 days from the delivery date.
• ✗Vaccination Expenses It pays for the cost of vaccination of a newborn baby for up to 2 years from the delivery date.
• ✗Stem Cell Preservation It covers the medical expenses incurred on harvesting and storing the stem cells of the newborn baby.
• ✗Domestic Emergency Assistance Services It pays for the cost of availing emergency medical evacuation and medical repatriation within the country.
• ✗Obesity Treatments It excludes surgeries for obesity or weight management if not specified by the doctor.
• ✗Cosmetic or Plastic Surgery It does not cover costs for cosmetic procedures done solely for beautification purposes.
• ✗Adventure or Hazardous Sports It does not pay for medical expenses to treat injuries from adventure sports like rafting, rock climbing, etc.
• ✗Treatment for Alcoholism It excludes treatments for alcoholism, drugs or other addictive substances and consequences thereof.
• ✗Sterility and Infertility It does not pay for sterilization and assisted reproductive treatments like IVF, GIFT, etc.
• ✗Suicide or Self-inflicted Injury It does not cover medical costs associated with attempted suicide or intentional self-injury.
• ✗External Congenital Anomalies It excludes treatments for removing birth defects or physical abnormalities present from the start.