- It offers both individual and family floater policies.
- It provides a health check-up facility to the insured once a year.
- Earn up to 100% of the premium as health returns. These returns can be used for paying the renewal premiums further.
Health Insurance in Mumbai
Cashless treatment at 18,000+ hospitals Compare premiums, claim ratios and cashless network — buy online in minutes.
Best health insurance plans for Mumbai
Hand-picked top 6 plans by claim-settlement, premium and customer rating.
- Premium starts
- ₹243/month
- Inclusions
- 25+ benefits
- Restoration of Sum Insured : Sum insured can be reloaded up to a maximum of 50 lakh in case of an unrelated illness.
- Day-care Procedure : The policy covers 586 day-care procedures which don’t require 24 hours of hospitalisation.
- International/Domestic Assistance : You can avail domestic as well as international healthcare assistance in case of an emergency, including air ambulance services.
- The initial waiting period and for pre-existing as well as specific listed diseases is 24 months across all plans, while Joint Replacement Surgery under Standard Option is 48 months.
- In-Patient treatment covering all expenses incurred in hospitalization.
- Day-care expenses are covered for 586 procedures.

Bajaj (Formerly known as Bajaj Allianz) Individual Health Guard Insurance Plan
Bajaj Health Insurance
- Entry age for health insurance cover is from 18 to 65 years
- Entry age for children ranges from 3 months to 30 years
- No pre-medical tests required up to the age of 45 years
- Indemnity Health Insurance Plan with no restriction on Sum guaranteed
- Choice of selecting health insurance as the per day room rent
- Mandatory Co-payment
Top cashless hospitals in Mumbai
A sample of the cashless network — your insurer's coverage may vary.
Mumbai health insurance — FAQs
What's the best health insurance in Mumbai?
The best plan depends on your age, family size and budget. Top-rated health insurance plans available in Mumbai include Aditya Birla Active Health Enhanced - Platinum, Aditya Birla Activ Fit Plan, Aditya Birla Activ Assure Diamond Plan. Get a quote to compare premiums on your profile.
Is cashless hospitalisation available in Mumbai?
Yes. We list 6 cashless network hospitals in Mumbai across major insurers. Most super-specialty hospitals in the city are covered.
Can I buy health insurance online in Mumbai?
Yes. The full health insurance purchase is online — KYC, premium payment and policy issuance happen in under 10 minutes. The policy document is emailed instantly.
What documents do I need?
Aadhaar/PAN for KYC, address proof showing your Mumbai address, and for health insurance, recent medical reports if you have pre-existing conditions. Everything can be uploaded via the website.
