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PolicyVentSmart Insurance
Digit Health Insurance

Digit Arogya Sanjeevani Policy

Eligibility, Coverage, Benefits

Starting at
₹2,916
/year
Get Quote →

Plan highlights

Sum Insured
₹3 L – ₹5 L
Premium starts
₹243/month
Inclusions
8+ benefits

What's covered

  • ✓The sum insured options under the Digit Sanjeevani policy range from Rs 3 lakh to Rs 5 lakh
  • ✓The policy covers all the daycare procedures as well
  • ✓Pre and post hospitalization expenses are claimable for 30 days and 60 days respectively
  • ✓5% cumulative bonus is provided for all the claim-free years
  • ✓Hernia, varicose veins, fissures, congenital anomalies, sinus, benign tumors, polyps, cysts, and some other specific disease treatment/ surgery are payable after completion of 24 months of the policy term
  • ✓The insured has an option to pay the premium in installments

Exclusions

  • ✗Obesity or weight control related treatment
  • ✗Gender treatments are not claimable
  • ✗The policy does not cover maternity-related expenses
  • ✗Any type of cosmetic and plastic surgeries are excluded
  • ✗Illness resulting from substance abuse shall not be claimed
  • ✗Sterility and fertility treatments are not covered
  • ✗Treatments without a doctor’s prescription
  • ✗OPD expense or domiciliary care charges are also not covered

Policy brochure & wording

Read the full T&C document before buying.

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