Future Generali Future Aarogya Bima

Plan highlights

Premium starts

₹243/month

Inclusions

6+ benefits

What's covered

• ✓Family floater benefit
• ✓Smooth portability options for the Future General Future Aarogya Bima Health Insurance
• ✓30-day Free Look Period to cancel the policy.
• ✓Premium savings in the case of upfront premium payment for a long-term policy up to 10%.
• ✓When you opt for Future Generali Health Insurance , a premium paid by any mode receives tax relief as per Section 80-D of the Income Tax Act.
• ✓There is no premium loading even in case of adverse claim records.

Exclusions

• ✗Pre-existing diseases until 48 months from the date of the beginning
• ✗Any illnesses that happen during the first 30 days from the start of the policy (except accidental injuries.)
• ✗Surgeries like cataracts, tumors, gallstones, renal stones, and hernia will be covered only after a waiting period of 24 months.
• ✗STDs (except AIDS /HIV, which will be covered after 48 months).
• ✗Injury or illness due to alcohol or drug abuse
• ✗External congenital anomaly
• ✗Hormone replacement therapy or sex alteration treatments
• ✗Illness or injury resulting due to war, invasion, riots, unlawful activities, etc.