✗In-patient Treatment It covers the medical expenses incurred during hospitalization of at least 24 hours, including room rent, doctor's fees, ICU charges, etc.
✗Day Care Procedures/Treatments It pays for all day care procedures or treatments that require hospitalization of less than 24 hours.
✗Pre-Hospitalization Expenses It covers the medical costs incurred for up to 90 days before being admitted to the hospital.
✗Post-Hospitalization Expenses It pays for the follow-up expenses incurred for up to 180 days after the hospital discharge.
✗Road Ambulance It covers the cost of availing road ambulance services to transport the insured to the hospital or from one hospital to another.
✗Air Ambulance It pays for the air ambulance services availed to transport the insured to the hospital during a medical emergency.
✗Treatment for Cataract It covers the medical expenses incurred on the treatment of cataract.
✗AYUSH Treatment It pays for the in-patient hospitalization costs incurred on obtaining treatment under the Ayurveda, Siddha, Unani, Yoga & Naturopathy and Homoeopathy systems of medicine.
✗Domiciliary Hospitalization It covers the cost of availing medical treatment at home for more than three days on the advice of the attending doctor in case shifting to a hospital is not possible.
✗Modern Treatment It pays for the medical expenses incurred on 12 modern treatments , such as robotic surgeries, stem cell therapy, bronchial thermoplasty, etc.
✗Organ Transplantation Expenses It covers the hospitalization costs incurred on the organ transplant surgery of the insured, including the harvesting of the donated organ.
✗Organ Donor Expenses It pays for the medical expenses incurred on donating an organ for transplant surgery, including complications leading to an ICU admission or a redo surgery. It also waives off the policy premiums for 2 years in case the insured donates an organ. However, this cover is only available under the Signature variant.
✗Assisted Reproduction Treatment It covers the cost of assisted reproduction treatments availed by the insured. However, this cover is only available under the Signature variant.
✗Surrogacy Cover It pays for in-patient hospitalization expenses of the surrogate mother, including post-partum delivery complications, if the insured is the intended couple. It also pays a lump sum amount to the surrogate mother in case of an accidental miscarriage. However, this cover is only available under the Signature variant.
✗Oocyte Donor Cover It covers the in-patient hospitalization costs of the oocyte donor due to complications from assisted reproduction treatments if the insured is the intended couple. However, this cover is only available under the Signature variant.
✗In Utero Fetal Surgery/Intervention It pays for the cost of in utero fetal surgeries or procedures availed by the insured. However, this cover is only available under the Signature variant.
✗Delivery Expenses It covers delivery expenses of the insured mother, including normal and caesarean deliveries, along with pre-natal and post-natal expenses. It also pays for the antenatal scan of the insured mother in the 12th and 20th weeks. However, this cover is only available under the Signature variant.
✗Newborn Baby Cover It pays for the medical expenses incurred on the treatment of the newborn baby from day 1 of its birth.
✗Second Medical Opinion It covers the cost of availing second medical opinion for an illness or medical condition.
✗Emergency Domestic Medical Evacuation It reimburses the transportation cost of the insured from one hospital to another for further treatment. However, this cover is only available under the Signature variant.
✗Repatriation of Mortal Remains It pays for the cost of repatriating the mortal remains of the insured, including coffin and embalming charges, to the place of residence.
Restoration of Sum Insured : Sum insured can be reloaded up to a maximum of 50 lakh in case of an unrelated illness.
Day-care Procedure : The policy covers 586 day-care procedures which don’t require 24 hours of hospitalisation.
International/Domestic Assistance : You can avail domestic as well as international healthcare assistance in case of an emergency, including air ambulance services.
Restoration of Sum Insured : Sum insured can be reloaded up to a maximum of 50 lakh in case of an unrelated illness.
Day-care Procedure : The policy covers 586 day-care procedures which don’t require 24 hours of hospitalisation.
International/Domestic Assistance : You can avail domestic as well as international healthcare assistance in case of an emergency, including air ambulance services.
